Credit Analyst

We are looking for a detail-oriented, analytical thinker to be a key player in our credit team, driving smart, risk-aware lending decisions.

As a Credit Analyst, you will be essential in supporting our sales team by evaluating credit applications and providing in-depth financial analysis. This role offers the opportunity to grow within a dynamic environment where your insights directly influence business decisions.

• Work closely with sales representatives to gather vital financial and credit information on customers.
• Calculate and interpret financial ratios to assess customers' financial health and creditworthiness.
• Perform detailed analyses on customer credit and financial data to assess lending risk and make informed recommendations.
• Make credit suggestions aligned with the company's risk appetite and strategic goals.
• Prepare and submit comprehensive credit applications, including financial summaries and risk assessments.
• Track customer creditworthiness, periodically reviewing their financial status and industry environment for timely credit updates.
• Ensure adherence to company policies and industry regulations throughout the credit evaluation process.

• Degree in Finance, Accounting, or related field.
• Minimum of 1 year’s experience in a credit or financial analysis role would be preferred.
• Proficient in Microsoft Excel for data analysis.
• Strong communication skills, both written and verbal.
• Excellent analytical skills with a keen eye for detail.