Analyst – Corporate Banking

This role is responsible to ensure strong credit papers/ reports are prepared by credit analysts in line with bank’s credit policy together with the support of Relationship managers & client Managers.

The Analyst will be responsible to ensure strong credit papers/ reports are prepared by credit analysts in line with bank’s credit policy together with the support of Relationship Managers & Client Managers.

KEY RESPONSIBILITIES:

• Work with manager to develop practical and appropriate professional credit solutions through understanding the customers’ needs while ensuring the highest standards of credit quality through structured monitoring and control.
• Work to ensure proper monitoring and control so as to prevent a deterioration of the asset book.
• Responsible for monitoring of existing assets of corporates and provide Early Warning Signals (EWS).
• Work on inputs from risk and business about the client.
• Have control over the industry/ accounts assigned and raise triggers for both internal as well as external factors affecting the assets.
• Quarterly and monthly reviews of the accounts with Credit Monitoring Forum.
• Carry out unit/ plant inspections for the accounts assigned and make discreet reports.
• End to end manage the monitoring of the accounts assigned and provide intelligence on the accounts.
• Work closely with Relationship Managers in order to provide bespoke banking solutions that exceed the expectations of the Bank’s customers.
• Work in close collaborations with Relationship Managers with regards to the credit management of their portfolio of corporate customers.
• Ensure full adherence to all Bank’s policies and procedures and any other regulatory guidelines at all times.

PREREQUISITES:

• A Diploma or Degree in Banking and Finance from a recognized institution or an alternative qualification from a recognized institution in a field of study relevant to the scope of work, acceptable to the Bank.
• At least 2-5 years of experience in the Corporate Banking environment.
• Good understanding of Regulatory guidelines and credit risk policies & well versed with banking regulations, guidelines, policies and procedures.
• Good knowledge of the Corporate & commercial set of products as well as a broad understanding of products available in the Bank.
• Good working knowledge of regulations within the financial sector is must.
• A good understanding of policies and strategies within the country as they relate to the demands of the customer base.
• Excellent working knowledge of MS Word & Excel tools.
• Strong credit, accounting, analytical skills and report writing skills.
• Strong knowledge in performing financial tasks and able to monitor portfolio for trends and warning signs.
• Strong at delivering high level of customer satisfaction, able to aptly apply sound judgments to varying issues, highly attentive to details and able to meet tight deadlines.
• A high degree of integrity and confidentiality.

SKILLS:

• Problem Solving and Analysis.
• Good communication Skills.
• Attentive to details and deadline driven, as well as able to multitask and work under pressure.