Senior Credit Analyst - Credit Underwriting & Risk Department
- Port Louis
- Not disclosed
- Permanent
- Added 15/03/2024
- Closing 14/04/2024
The role of the job holder is to assist the Credit Underwriting and Risk Team in the performance of their daily duties.
KEY RESPONSIBILITIES
- Deliver on high quality credit assessment for credit proposals emanating from respective business segments, identify risks and mitigants, and formulate recommendations to the relevant credit committee;
- Ensure compliance and adherence to Bank of Mauritius guidelines, applicable laws & regulations and internal policies of the bank;
- Keep abreast of all changes within the regulatory landscape and any emerging regulatory requirements;
- Assist in formulating internal policies and annual review;
- Knowledge of laws and regulations governing the Banking sector.
- Knowledge of accounting and credit assessment.
- Strong analytical skills, problem solving skills and decision-making skills.
- Good organizational skills, and attentive to details.
- Good communication skills and interpersonal skills.
- Strong self-confidence and self-motivation.
- Ability to work effectively under pressure and deliver to tight deadlines.
- Provide quality service to internal customers to ensure prompt turnaround time;
- Conduct daily/regular reviews of arrears, and monitor excess reports;
- Close monitoring of customers under watchlist;
- Assist in undertaking regulatory reporting;
- Attend to credit-related queries from Credit Committees;
- Coaching of junior staff;
- Any other cognate duties as assigned by line manager;
TECHNICAL SKILLS< KNOWLEDGE AND COMPETENCIES
- Knowledge of laws and regulations governing the Banking sector.
- Knowledge of accounting and credit assessment.
- Strong analytical skills, problem solving skills and decision-making skills.
- Good organizational skills, and attentive to details.
- Good communication skills and interpersonal skills.
- Strong self-confidence and self-motivation.
- Ability to work effectively under pressure and deliver to tight deadlines.
EXPERIENCE AND QUALIFICATIONS
- At least 2 -3 years’ experience in the underwriting department with focus on SME & corporate banking in the banking sector
- At least a BSc in Banking, Accounting or Finance, or an alternative qualification from a recognized institution in a relevant field of study
- Alternatively, professional qualifications such as: ACA, ACCA, CFA will be an added advantage