Team Leader- Factoring Operations

Assist in managing daily factoring operations, perform data analysis to support business decisions, and oversee provisions and write-offs. Act as alternate to the Senior Manager during absences.

• Monitor client portfolios, debtor payments, and credit exposure.
• Conduct financial analysis, compute ratios, and assess credit risk for clients and debtors.
• Prepare and present reports to the Credit Committee; recommend actions based on portfolio performance.
• Manage credit insurance policy, liaise with insurers, and ensure compliance.
• Oversee provisioning, claims preparation, and exposure reporting.
• Lead and supervise Relationship Executives and Collections teams.
• Approve financing requests in line with policies and risk parameters.
• Develop and enforce credit concentration policies; monitor utilization and variances.
• Compile and report portfolio statistics and KPIs to senior management.
• Ensure adherence to processes and timely submission of reports.

• Degree in Business/ Finance related fields
• Qualification in Factoring is advantageous
• At least 5 years experience in the factoring business or at least 10 years experience in the finance industry