The Business Analyst & Sales Support will be responsible to assist the Relationship Manager for the evaluation and analysis of credit facilities; assessing advisability of granting leasing facilities to current and potential borrowers.

KEY RESPONSIBILITIES:

•        Prepare high quality and consistent credit reports and make recommendations.

•        Work in close collaborations with Relationship Managers with regards to the credit management of their portfolio of customers and daily maintenance of accounts.

•        Exercising sound judgement in the evaluation of credit applications.

•        Active participation in Credit Committees.

•        Develop and maintain internal relationships to ensure that leasing clients are managed within agreed service levels.

•        Ensure adherence to governance, compliance and lending portfolio controls.

•        Have control over the industry/ accounts assigned and raise triggers for both internal as well as external factors affecting the assets.

•        Quarterly and monthly reviews of the accounts with Credit Monitoring Forum.

•        Responsible for monitoring of existing assets of corporates and provide Early Warning Signals.

•        Work on inputs from risk and business about the client.

•        Assist Sales team in selling asset finance products.

•        Any other cognate duties.

PREREQUISITES:

•        Degree in Banking and Finance/Accounting from a recognized institution or an alternative qualification from a recognized institution in a field of study relevant to the scope of work and acceptable to the Bank.

•        Minimum of 2 years working experience in the banking sector or in a similar position.

•        Good knowledge of regulations within the financial sector.

SKILLS:

•        A detailed understanding of Regulatory guidelines and credit risk policies, banking regulations, guidelines, policies and procedures.

•        Strong at delivering high level of customer satisfaction, able to aptly apply sound judgments to varying issues, highly attentive to details and able to meet tight deadlines.

•        A broad understanding of policies and strategies within the country as they relate to the demands of the customer.

•        Strong computer proficiency with Microsoft Office

•        Excellent oral and written communication skills, ability to convey information effectively and convincingly to all levels.

•        Ability to drive business and deliver strong results.

•        Strong credit, accounting, analytical skills and report writing skills.

•        Ability to work under pressure.

•        High levels of integrity and confidentiality.